Renu Sud Karnad

Managing Director of HDFC Ltd | Leading Women in Finance


One of the most powerful women in Indian business , Ms. Renu Sud Karnad is the Managing Director of the Housing Development Finance Corporation, India. 

She holds a Master’s degree in economics from the University of Delhi and is a graduate in law from the University of Mumbai. She is a Parvin Fellow – Woodrow Wilson School of International Affairs, Princeton University.

Karnad joined the HDFC in 1978 at the young age of 26 and was appointed as the Executive Director of the corporation in 2000, and the Joint Managing Director of the Corporation in October 2007. She was appointed as the Managing Director of the Corporation in January, 2010.

Ms. Karnad is also a member of the Risk Management Committee and in-charge of the lending operations of the company and is responsible for spearheading HDFC's expansion. 

Awards and Accomplishments

Awards and Accomplishments

Over the years, Ms. Karnad has had to her credit, numerous awards and accolades. She was awarded ‘Outstanding Woman Business Leader’ at the CNBC-TV18 Indian Business Leader Awards (IBLA) 2012.

She was part of the ‘25 Most Influential Women Professionals in India’ – India Today Magazine’s power list 2011. She was on the list of ‘Fortune India Magazine’s Most Powerful Women’ from 2011-2016 and has been featured in the U.S. Banker magazine list of ‘Top 25 non banking women in Finance’

Why Renu Sud Karnad ?

Ms Renu has served on the Board of various eminent companies like ABB India Limited, GlaxoSmithKline Pharmaceuticals Limited, Bangalore International Airport Limited and Unitech Limited.

Under Ms. Karnad’s leadership, HDFC has grown consistently in its lending business with cumulative home loan disbursements of over Rs 5 trillion. She has been instrumental in building the retail Network at HDFC.

Her guidance and corporate experience can shine the light for those looking to follow her path. Known for her wit and diplomacy, she takes a humane approach towards complex issues and believes “People are the key to any organisation, and self-belief is the key to success”.

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